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INSURANCE TAILORED TO YOUR NEEDS
Carver Agency is an independent agent working on your behalf to compare your policy with a wide range of insurance options. Having multiple options affords us the ability to select the most suitable policy at the best possible rate for you. The companies we represent were chosen based on their financial strength, competitive value, and excellent service. Become a Carver Agency client today and experience affordable insurance service at its finest for you! Call 336-599-2189 to discuss the policies available for your optimal coverage.
Your vehicle is a central part of your lifestyle. It is your connection between all the important places you go every day. We will create the perfect insurance plan for you that is tailored to the coverage you need. A few coverage options include:
- Collision and comprehensive coverage (Pay for damage to or theft of your vehicle)
- Liability coverage (Covers your legal liability to others for property damage or bodily injury in the case of a loss)
- Road trouble service
- Additional expense coverage
- Lease/loan gap coverage
You can drive with confidence knowing that you are well taken care of. Contact us today and we will provide our professional advice on the type and amount of auto insurance coverage options that are right for you. Remember, the cheapest rate is not always the best.
For an Auto Insurance quote in Roxboro, Durham, Timberlake, or Oxford, call us today! 336-599-2189
Homeowners insurance is truly about financial protection. If something were to happen to your possessions or your home, you won’t have to add money to your worries.
- If a guest in your home suffers an injury, medical coverage and liability protection is there to help pay any expenses related to that injury.
- If a natural disaster or fire destroys your home, you’ll need financial assistance to aid in repairs or replacement.
- If you end up the unfortunate victim of vandalism or theft, home insurance is able to pay for any repairs to your home or cover any losses.
- Often, lenders require home insurance.
Home insurance is critical to protect you financially when unexpected disasters or accidents happen. To protect your family, call the homeowners insurance experts at Carver Agency. We will make sure you have the coverage you need for your home, at a price that you can afford.
In addition to homeowners, we also offer condo owners, second home and renters insurance. We can help you with personal legal liability coverage, which covers your legal responsibility for property damage or injuries that you or your family may be responsible for. Give us a call today so we can create a home insurance plan that works best for your specific needs. Flood insurance is generally not included in your home policy but can be written in a separate policy. Get a quote today.
Our agents can give you a free price quote on a homeowners insurance policy today! For Homeowners insurance in Roxboro, Durham, Timberlake, Oxford or Rougemont call us today! 336-599-2189
Business Insurance
We know that no two businesses are alike. Whether you need property insurance for your restaurant or dealer’s blanket coverage to protect the cars at your dealership, we can help meet your specific insurance needs. Our experienced staff will tailor a package to protect your business and give you the peace of mind that comes with knowing you are covered. Best of all, when you need to file a claim or add coverages, you call your agent right here in Roxboro. 336-599-2189
Workers Compensation
Workers' compensation laws were established for the protection of employees. If an employee gets injured while on the job, expenses associated with the injury are financially covered. Workers’ compensation (WC) not only protects the employees, but the employers as well by reducing the amount of litigation cases and helping to control financial risk for employers. WC insurance helps companies by paying these benefits, though many states limit the amount an injured employee is able to receive. Workers' compensation covers medical care in the event of a workplace accident, but as well, it covers compensation for lost income to employees injured at work, work-related illnesses, rehabilitation services, and if the accident leads to the unfortunate death of an employee, WC provides death benefits to the surviving spouse and any dependents. While most states require workers' compensation coverage if a business has employees, Carver Agency is well able to find you the most optimal coverage at a price that fits your business’s budget.
For Business Insurance in Roxboro, Durham, Timberlake, or Oxford, call us today for a free insurance quote!
Commercial Auto
If you own any business vehicles, you’ll need auto insurance to protect you from losses due to auto accidents. The same as you would for personal auto coverage, you need liability, but also have the options for collision, medical payments, comprehensive, and uninsured motorist coverage. The experts at Carver Agency will make sure you have proper coverage if your business vehicle is involved in an accident, regardless of fault. Our agents will work to put together a commercial auto policy tailored to you and your businesses specific needs.
Information such as: if the cars are used for personal use, the number typed of vehicles your business owns, and who drives the company cars, among other information will be factored in for ensuring the best coverage. All this helps also to make sure you are fully covered, yet not over-insured and spending more than necessary on coverage your business doesn’t need. A business auto policy may be similar to a personal auto policy, but there are several technical differences. Our agents are able to thoroughly walk you through the process of finding insurance so you can rest assured that you are fully and appropriately covered.
Call today to speak with our business auto insurance experts! They will prepare a free price quote and can answer any questions you might have regarding commercial auto policies.
General Liability
Over the years, the probability of getting sued has dramatically increased. As a business owner, this can be very disconcerting. A general liability insurance policy is able to protect you from the financial ruin that can often come about from facing legal battles against your business. It’s also able to cover losses due to alleged or real bodily injury, personal injury, or property damage that happen as a result of business operations or on your business’s premises. General liability insurance can protect you and your business in many ways, some including:
- Products-Completed Operations: Offers liability protection if an injury was a result of a service your company provided, or something made by your company.
- Property Damage: Offers coverage for any physical damage done to the other people’s property
- Products Liability: Offers protection for your business against lawsuits due to product-related accidents or injury.
- Bodily Injury: Covers the cost of medical care, the loss of services, and the restitution for any death that may have resulted from injury.
General liability insurance can offer a broad spectrum of specialized coverages including liquor liability, natural disasters, borrowed equipment and much more. Your specific General Liability coverage will truly be tailored to fit your business’s specific needs. When it comes to your business, you don’t want to risk it. The experts at Carver Agency are highly knowledgeable in this area of insurance and will work hard to develop a business insurance policy designed for you and your business’s needs.
For Business Insurance in Roxboro, Timberlake, Hillsborough, or Durham call Carver Agency!
Life Insurance
If you have others who depend on you financially, you need life insurance. Life insurance can give security to you and to the ones you love. A life insurance policy will provide for your dependents if you die.
You may have questions like “Which type of life insurance should I buy?” or “How much life insurance is enough for me?” or “What or who do I need to cover?” Whether you are single, married with kids, empty nesters, retired, or a small business owner, we can help you determine the coverage you need to ensure you and your family’s financial security. It is never too early to start planning for your family’s future. We will help you with a life insurance policy that meets your needs.
For Life Insurance in Roxboro, Durham, Hillsborough, Timberlake and Rougemont, call the Carver Agency today!